If you have health insurance, you may be able to deduct some of the cost of covering your medical expenses.
But if you don’t, it may be harder to pay for those expenses.
The ACA requires that insurance plans cover certain medical expenses, and the law requires employers to provide paid leave to employees.
If you don: You may be eligible for paid sick leave If you get sick, you have to use your sick leave to take care of yourself, your family, or someone you care about.
You may also have to take sick leave in the event of an emergency, if your employer doesn’t provide paid sick or vacation leave.
You also can’t use paid sick time to care for yourself or someone else if you can’t get the care you need at home or work.
Paid sick leave You can’t take unpaid sick time if you’re working at least 20 hours per week.
You can also’t take paid sick, vacation, or other leave to care in a hospital, an emergency room, or a hospice care facility.
Paid vacation or sick leave is only allowed if you’ve been injured while on sick leave.
Paid leave you can take is considered unpaid if you didn’t have a paid job, and you’re entitled to unpaid time off.
Paid paid leave If paid vacation or paid sick days are used to care and protect someone’s health, you’re eligible to take paid paid sick and vacation leave to go to a hospital or other facility for care.
You don’t have to get paid sick sick time or paid vacation time.
If paid paid paid leave is used, you can use the time to help protect your health, family, and other loved ones.
If your paid vacation and paid sick hours are used in a health care facility, you must pay the hospital for that time.
You’re also eligible to use paid paid vacation if your paid leave takes place in a facility other than your home.
Paid care leave You’re eligible for unpaid care leave if you receive paid sick pay or paid paid time off to care or protect someone else’s health.
You must use that care to protect your family or yourself.
Paid health insurance You may have health coverage from your employer.
If that coverage isn’t available or doesn’t cover all of your medical costs, you’ll need to file an application to get health insurance coverage from a health insurance plan that covers the medical expenses you’re covered by.
You’ll also need to show that you’re at least 65 years old and not disabled.
The application process can take up to three years to complete.
If the health insurance company you apply to doesn’t offer coverage, you will need to find a new health insurance policy to take advantage of the new coverage.